Privacy Policy

1. Information We Collect

Degree Payoff does not collect, store, or transmit any personally identifiable information (PII) directly. We do not have accounts, forms, logins, or any mechanism for you to submit personal data to us.

However, third-party services embedded on the Site may automatically collect certain technical information when you visit, including your IP address, browser type and version, operating system, device type, referring URL, and pages visited. This information is collected by those third parties under their own privacy policies, described below.

2. Third-Party Services

Google Analytics 4

We use Google Analytics 4 to understand how visitors use the Site — page views, session duration, and general usage patterns. Google Analytics uses cookies and collects IP addresses, device data, and behavioral data. Google may use this data in accordance with its own privacy policy. You can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on.

Google AdSense

The Site displays advertisements served by Google AdSense. Google uses cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to the Site and other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings.

Grow by Mediavine

The Site uses the Grow by Mediavine script for audience engagement and ad measurement purposes. Grow may collect data about your device and browsing behavior in accordance with Mediavine's Privacy Policy.

3. Cookies

Degree Payoff does not set any first-party cookies. All cookies on the Site are set by third-party services (Google Analytics, Google AdSense, Grow by Mediavine) for analytics and advertising purposes.

You can control or disable cookies through your browser settings. Note that disabling cookies may affect the functionality of third-party services but will not affect the core functionality of the Degree Payoff tool itself, which runs entirely client-side.

4. Children's Privacy

The Site is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided personal information through third-party services on this Site, please contact us so we can take appropriate action.

5. Your Rights — CCPA and GDPR

Because we do not directly collect personal data, most data rights requests should be directed to the third-party services listed above (Google, Mediavine), as they are the data controllers for any information they collect.

California residents (CCPA): You have the right to know what personal information is collected about you and to opt out of the sale of that information. We do not sell personal information. For data collected by Google, visit Google's Privacy Policy.

EU/EEA residents (GDPR): You have rights including access, rectification, erasure, and objection to processing. For data processed by Google or Mediavine, submit requests directly to those services. For any direct inquiries, contact us at the address below.

6. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Site after any change constitutes acceptance of the updated policy.

7. Contact

Questions about this Privacy Policy? Email us at [email protected].