Terms of Use

1. Acceptance of Terms

By using the Site, you represent that you are at least 13 years of age and agree to these Terms. If you do not agree, do not use the Site.

2. Permitted Use

You may use the Site for personal, non-commercial informational purposes. You may not:

• Scrape, crawl, or systematically download Site content in bulk
• Use the Site in any way that violates applicable laws or regulations
• Attempt to interfere with or disrupt the Site's infrastructure
• Republish, sell, or redistribute Site content without permission

3. Accuracy Disclaimer

The information on this Site is provided for general informational purposes only. Earnings, debt, and break-even projections are based on aggregated federal data and simplified financial models. They are not financial advice, career counseling, or a guarantee of future outcomes.

Actual earnings vary significantly based on employer, location, specialization, individual performance, and economic conditions. We make no representations about the accuracy, completeness, or fitness for a particular purpose of any information on the Site.

4. Intellectual Property

The Site's design, code, and original content are the property of Degree Payoff. The underlying earnings and debt data is sourced from the U.S. Department of Education College Scorecard dataset, which is in the public domain. You may share individual results for personal or educational purposes with attribution.

5. Disclaimer of Warranties

The Site is provided "as is" and "as available" without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

6. Limitation of Liability

To the fullest extent permitted by law, Degree Payoff and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if advised of the possibility of such damages.

7. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites.

8. Changes to Terms

We may update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the United States. Any disputes shall be resolved in the appropriate courts.

10. Contact

Questions about these Terms? Email us at [email protected].